Home VIP Baccarat Live Speed Baccarat Euro: Our Review, How and Where to Play

Live Speed Baccarat Euro: Our Review, How and Where to Play

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Live Speed Baccarat Euro is an online live dealer baccarat game released by SA Gaming in 2021. It boasts an RTP of 98.94% with a $1 minimum bet and a $500 maximum wager. The game is available on both desktop and mobile and increases the pace of the game.

When it comes to feature-heavy live casino baccarat games, SA Gaming is one of the best in the business. It makes sense, considering this is one of the best software providers in Asia. This variant simply increases the pace of the game, and our SA Gaming Speed Baccarat Euro review is here to explain how it works.


As with all Baccarat by SA Gaming tables, 8 decks of standard 52 cards are used. The interface is also common to most of their titles. As you can see on the screenshots, the SA Gaming UI is a very crowded place. It doesn’t look all that great compared to the competition but displays an incredible amount of information. The bets are all arranged to the left. All you need to do to play Speed Baccarat Euro for real money is click on one of the chips and then the desired bet.

Speed Baccarat rules are the same as any other live casino baccarat table you’ve ever seen before. The goal is to correctly guess which of two card piles will end up closer to 9 in card value. Most cards offer face value to the total. However, all Aces count as 1, and all cards 10 and over count as zero. Also, if the total is over 10, only the last digit counts as the score.

The two card piles are called Player and Banker, as are the two main bets. Each side gets 2 initial cards per round. However, a third card is drawn if the pile’s total score is under 6. This last rule slightly favors the Banker side, which is why that bet is slightly more likely to win. To counteract this, a 5% commission is charged for winning Banker bets.

Before we get into the special features, we’ll also point out the different Speed Baccarat rules. Just above the main bets, you’ll see three tabs dubbed Baccarat, No Commission, and Cow Cow. You can switch between them at any time while still at the same table. No Commission baccarat removes the 5% commission for a small tradeoff. Cow Cow, however, is vastly different.


  • Use the free SA Gaming Baccarat demo to try out the game. It’s a free way to get familiar with the game with no risk and no stakes.
  • Sticking to standard baccarat rules is generally better than No Commission variants in terms of RTP. Cow Cow is too different to compare directly.
  • Industry-standard rules and payouts mean you can rely on your usual strategies for Speed Baccarat Euro.


As you can see in the table below, the payouts are pretty much industry-standard. This extends to both the side bets and the core wagers. As we already mentioned, all Banker bets are subject to a 5% commission on winnings. You can avoid this by selecting No Commission, which instead pays 0.5 if your Banker bet wins with a 6.


The two even money bets offer a return-to-player rate of 98.94%. This makes the main bets the most profitable in the long term. Tie bets are also the usual 85.64%, which is why most people avoid betting on Tie. The Pair, Natural, and Lucky 6 side bets come with 89.64%, 85.25%, and 83.32% RTP, respectively.

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