Golden Wealth Baccarat by Evolution is an online roulette game released in 2021. It boasts an RTP of 98.95% with a minimum bet of $1 and a $5,000 maximum wager. The game is available on both desktop and mobile and is the latest Evolution twist on the Baccarat formula.
The relative simplicity of live dealer baccarat makes it an excellent ‘platform’ for innovative ideas. We’ve seen some very exciting baccarat variants in the past, and Evolution has decided to take it to a new level. Let’s take a look at what is Golden Wealth Baccarat all about.
The Golden Waleth Baccarat game is still a typical live baccarat game at heart. That means that the goal is to predict which of two card piles ends up with a score closer to 9. As always, there are three main bets available – Player, Banker, and Tie. The former two win if they end up closer to 9 at the end of the round, while Tie wins if they both have the same score.
Initially, each side receives two cards. Cards 1-9 have their face value, while cards 10 and up count as 0. If the final score ends up being a two-digit number, only the last digit counts. For example, a score of 15 counts as 5. If either of the two piles gets an 8 or 9, it automatically wins – this is called a natural win. If a pile has a score total of 0-5, that side draws a third card. The only exception is if the Banker already has 8 or 9, in which case the Banker wins outright. Due to this small advantage, Banker is somewhat more likely to win. That’s why a 5% commission is usually deducted from every Banker bet.
A 20% ‘Golden fee’ is applied to all main bets. These fees are there to allow for the massive winning potential of the multipliers. They allow the Golden Wealth Baccarat game to function without decreased odds while still offering a strong RTP. We’ll discuss these multipliers further down in the Special Features section of this Evolution Golden Wealth Baccarat review.
- All Golden Wealth Baccarat strategies are essentially the same as with any other baccarat game. The basic odds are the same, so you won’t have to change your usual tactics.
- The multipliers on the Golden Cards stack multiplicatively. This means that the total payout for Banker and Player bets can reach 512x!
- Only the 3 cards on Player or Banker count towards your payout, depending on which one you wagered on. For example, if you bet on Player, only the 3 Player-side cards can multiply your payout.
The multipliers in this game are able to stack on top of each other, which can lead to massive wins. However, all wagers come with a 20% fee. Also, all Banker bets come with a standard 5% commission which is common to most live baccarat tables. Thankfully, this only applies to the base return and not the multiplied win. Also, Tie bets can be multiplied by up to all 6 cards, but have a reduced base payout. Furthermore, the Golden Wealth multipliers also apply to the Pair side bet.
As you can see, the Evolution Golden Wealth Baccarat RTP depends on the wager you’re making. As always, the Banker bet is the superior option despite the 5% commission. Interestingly, Tie wagers are better than typical baccarat tie bets, which usually come in at below 90%. The side bets are even worse than usual, though, and are best avoided in most situations.