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Live Baccarat: Our Review, How and Where to Play

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Live Baccarat by Vivo Gaming is a live dealer baccarat game released in 2013. It boasts an RTP of 98.94% with a minimum bet of $1 and a $200 maximum wager. The game is available on both desktop and mobile and streams from one of several world-class live casino studios.

Though Vivo Gaming’s live table baccarat games may not be different in terms of mechanics, they certainly come in a variety of flavors. With several tables from different studios available at all times, there’s certainly a lot to unpack in this Vivo Gaming Live Baccarat review.

If you are a baccarat first-timer, do not fret – Vivo clearly thought of everything. The game is equipped with advanced controls, live chat, detailed roadmaps, baccarat rules that you can study even during the live session. In case of any problems, the players can refer to the “report issue” tab next to the live screen.

The cards are dealt from a shoe that contains 8 decks, which are shuffled after 6 have gone by. The players place their bets on one of the marked fields, for which they have around 15 seconds. The dealer then places two-card hands on the two main betting areas (Player and Banker). There are also side bet areas, such as Big, Perfect Pair, Player Pair, Banker Pair, Either Pair, Small and Player/Banker Bonuses. Each field has a different payment ratio with a bet range from $1 to $200.

Like in all live baccarat games, the side that gets closer to 9 wins. All cards that are drawn count as their face value towards meeting this goal. The only exceptions are Aces which count as 1 and 10+ cards which all count as 0. Additionally, a third card may be drawn in some circumstances.

Not only do the online players have a full view of the table, but can also refer to virtual cards displayed in the left corner of the screen. On the right, a table with chips, payment ratios, and additional buttons is laid out. The banker’s and the player’s card hands are also shown on the scoreboard below, next to the balance, latest bet, and winning information box.

  • Banker bets have a slightly higher chance of winning due to the third-card rule. However, all wins on Banker bets have a 5% commission because of this.
  • Even money bets in baccarat are great for betting systems.
  • Proper bankroll management is the key to winning live casino. Keep an eye on your spending at all times.

Vivo Gaming distinguishes itself from the competition through its huge selection of various studios. The video below showcases several of these, along with different live baccarat rules and tables. It’s slightly outdated at this point, but who can show you around better than Vivo themselves?

Vivo Gaming Baccarat payouts are pretty much industry standard. This includes even money on Banker/Player bets, with a 5% commission on the former. Tie bets also offer the standard 8:1 payout. As such, the side bets are your main concern here. There’s a lot of them – though their various payouts are in line with industry standards as well.

The Player and Banker Bonus bets in baccarat are a bit more complex, though. They pay depending on the point difference between Player and Banker.

These many side bets leave us with a lot of different RTP rates, though. We’ll list them below so that they can be easily compared.

  • Banker Bet: 98.94%
  • Player Bet: 98.76%
  • Tie: 85.64%
  • Banker/Player Pair: 89.64%
  • Perfect Pair: 86.97​%
  • Either Pair: 86.29%
  • Banker Bonus: 90.63%
  • Player Bonus: 97.35%
  • Big: 95.65%
  • Small: 94.73%

This makes it clear why we recommend sticking to Banker/Player bets as the best baccarat strategy to win. Player Bonus is the only side bet with comparable RTP.

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